Not all annuities are created equal. Some offer guaranteed income and principal protection. Others tie up your money with hidden fees and confusing terms.
No sales pitch. No pressure. Just insights based on your age, goals, and retirement plan.
How much of your savings may be exposed to market changes.
Which accounts may be more vulnerable to tax increases.
Strategies to help manage inflation and healthcare costs.
Options that could provide more reliable income over time.
Includes a one-on-one discovery call with a licensed insurance agent and financial professional — at no cost to you.
You’ve saved. You’ve planned. But if your retirement strategy isn’t protected against rising taxes, market drops, or unexpected expenses, you could be putting your retirement at risk.
Your Retirement Risk Report is a no-cost, custom assessment that reveals how exposed your retirement savings may be to:
Future Tax Increases
Market volatility
Inflation and rising living costs
Unexpected healthcare expenses
Longevity risk and outliving your money
You’ve worked hard to build your nest egg.
The last thing you want is to lose control of it—or lock yourself into something that doesn’t fit. That’s why we take a different approach.
We help you evaluate which annuity structures align with your income needs, growth goals, and risk tolerance.
Market Protection
Guaranteed Income
No Hidden Fees
Tax-Deferred Growth Potential
Tax laws change. Markets shift. Healthcare costs rise.
Planning ahead can help you stay confident in your financial future, no matter what comes next.
We’ll meet one-on-one to review your current plan, discuss your goals, and walk you through your personalized report.
Your retirement deserves clarity. Let’s help ensure your strategy is built to last.
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Annuities are long term retirement income vehicles and are not suitable for everyone. They involve fees and charges, including possible surrender penalties. Optional riders may involve an additional annual fee. Product and feature availability may vary by state.
Annuity withdrawals are subject to ordinary income taxes, including a potential 10% IRS penalty if taken before age 59-1/2. All guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Retirement Advisers, 195 Park Avenue, Worcester, Massachusetts 01609. Licensed Insurance Professional who is licensed to sell insurance in Massachusetts, Rhode Island, Connecticut and Maine.
Securities offered through CreativeOne Securities, LLC Member FINRA/SIPC. Retirement Advisers and CreativeOne Securities, LLC are not affiliated.